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114 Brigade 8
21000 Split
OIB: 26815142990
SEND d.o.o
114 Brigade 8
OIB: 26815142990
INT/225671
DescriptionQuantityUnitPriceVAT(%)Amount
SUBTOTAL: 200.00 EUR
VAT (25%): 50.00 EUR
TOTAL: 250.00 EUR
IBAN: HR4423400091110667576, Croatia, SWIFT: PBZGHR2X
Bank info: Privredna Banka Zagreb d.d., 10000 Zagreb Rackog 6
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7 & 8 Dec 2020

Shift Money

in partnership
with the
Shift Money is partnering with the Singapore FinTech Festival to connect 60.000 attendees from around the world, in one massive financial technology conference to discuss the future of Payments, Insurance, Lending & Blockchain.
WHO ARE WE
What’s Shift Money all about?
It’s a hybrid, single stage, two - day event that will be attended by more than 60 000 FinTech professionals, 30 speakers, 10 startups in order to create connections, find new partners and new opportunities.
The main focus of the conference is to bring the biggest industry leaders on stage to talk about the future of money. Alongside will have an expo full of amazing companies, enabling ideas, connections and deals in payments and financial services.
Watch the video review >
Shift Networking
Networking
With more than 60 000 virtual attendees like yourself attending the conference to discuss the latest trends, you will be able to meet new people, share ideas and opinions without making it awkward. Everybody here is excited to meet - no matter where they are from.
Shift Open Air
Open Air
We strongly believe that we must move forward as a community but following all the health and security rules and guidelines. That's why this year the in person segment of Shift Money will still be in the beautiful city of Zagreb, Croatia. So you can expect a little bit of a different vibe to this year's event, although we will still have some of the best speakers in the world, it will be a laid back event with people hanging on Shift’s terrace.
Shift Prospecting
Prospecting
Apart from making new friends, you’ll also be able to find new clients and partners. A lot of people come to the Shift Money conference with problems, as well as solutions. Whether you’ve got the former or the latter, you’ll certainly able to find what you need.
Shift Hybrid
Hybrid
Something new this year that we picked up along the way, as we know not everyone can and also not everyone wants to travel, that is why we are making Shift Money a Hybrid event. What does that mean? Well, for starters, all talks will have a professional stream, so anyone from around the world can tune in. Second, you will be able to chat remotely with everyone at the event - both live and remotely, and, lastly you will be able to remotely ask all the speakers direct questions via our Remote only AMA with each of our speakers! So, in short, you get to meet new people, listen to all the talks, and talk directly to the speakers themselves!
Shift in numbers
2
Days
30
Speakers
60k+
Virtual Attendees
Call for proposals
This year's Call for proposals has closed. We thank everyone that applied and that will help make this event our best yet! If you are still interested in speaking at Shift Money next year then please sign up to our newsletter below to keep up to date with the information about Shift Money 2021 and when the new Call for proposals will open.
Our amazing speakers
Speakers list
Here is the lineup for our 2020 Shift Money.
Attendees
Who is attending?
This year’s Shift Money is gathering representatives from the whole financial and technology sector, no matter their size or stage - check out the full list below.
Access to the world of fintech
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Event Timeframes
Schedule
Preliminary schedule.
All times in CET.
Day 1
Monday, December 7
Day 2
Tuesday, December 8
10:00 - 10:30
Registration
Pick up your badge, familiarise yourself with the schedule and the venue's layout and meet other attendees before things get hectic.
10:30 - 10:45
Opening Ceremony
Ivan Burazin (Shift)
An opportunity to see all of the people in one place, before everybody heads to workshops, and lectures.
10:45 - 11:15
Are You Ready for the Conversational Revolution?
Kreso Zmak (Infobip)
The adoption of digital communication channels is changing the way we are interacting with businesses today. And it is changing at an exponential rate. The companies must adapt to this revolution with the introduction of new products and services but even more by changing the organizational setup and processes.
11:15 - 11:45
Regulators in a Modern Age
Boris Vujcic (HNB)
Regulators are often caught in the crossfire between those who provide services and those who receive them. One way or the other they have to guarantee safety and stability of the actors but recently the technology is having an ever larger impact on the financial markets and the regulators cannot fall behind. Online payments, mobile banking, P2P lending, securities, derivatives, and cryptocurrencies are at everyone's fingertips while open banking and data are just the tip of the ice-berg of possibilities. The Governor of the Croatian National Bank will share with us his vision on how do regulators make sure to adapt to fintech while holding their ground.
11:45 - 12:35
Elevator Lab Startup Challenge
The Regional Elevator Lab Challenge is part of Elevator Lab, the group-wide international Partnership Program powered by Raiffeisen Bank International. By applying to the Regional Elevator Lab Challenge you will jump start your idea and receive valuable feedback from relevant industry experts with the chance to present your company among other participants. The program is organized through local competitions in Bosnia and Herzegovina, Croatia and Serbia. Best teams will present on Shift Money's main stage on the first day of the conference.
12:35 - 12:55
Fireside chat - Customer Centric Design: Banks Using Digital to Return to Their Roots
Moderator: Nikola Pavesic (Nikkei) & Liana Keseric (RBA)
Traditional banks are seldom perceived as the original innovators and particularly not when it comes to digital products. Terms like agile, UX and CX are more often associated with slick fintech startups that offer new and popular products than with traditional banks, but the times are changing quickly. This fireside chat will work through realizations and use cases of an established bank how to adapt to the digital world and position itself to understand this is just the beginning of a digital future.
12:55 - 13:30
Break
Everybody needs fuel, right?
13:30 - 14:00
Digital Onboarding – Full and Regulated!
Kresimir Suljak (Asseco SEE) & Relja Markovic (Addiko Bank)
Digital onboarding. Gaining new clients in environment where regulation marks specific process to carry out necessary procedures
14:00 - 14:15
Elevator Lab Challenge Winner Announcement
Find out who won the 3rd, 2nd & 1st place.
14:15 - 14:45
The World During and After COVID
Vuk Vukovic (Oraclum)
The COVID-19 pandemic arguably already left permanent consequences on our economies and societies. Changes of the working environment, changes in consumer behavior, increasing systemic fragility, and fast implementation of new technologies are the major trends we need to adapt to over the next 12 to 18 months. How should we do that?
14:45 - 15:15
From 0 to 1 Million Users: How to Build and Keep Building Crypto Businesses
Srdjan Mahmutovic (Kriptomat)
Crypto has definitely been the leitmotif of alternative finance solutions that decisively moved mainstream throughout the past decade. After the original products like coins and currencies of all kinds came DeFi - and all of them had to meet sceptical regulators and eager marketers. From one of the leading regional crypto exchanges we will learn their story and how they got where they are including optimizing a product, building a client base and convincing regulators. Past that, we will also dive into predictions for what awaits them and the crypto markets in the decade to come.
15:15 - 15:45
Break
Some time to freshen up with classic cocktails, discuss your favorite speakers and meet people you haven’t had time to.
15:45 - 16:10
How Successful Startups Are Using Microsoft Azure: Modex
Lukasz Foks (Microsoft)
Code, collaborate, and ship securely—from anywhere, thanks to Microsoft Azure. Join our fireside chat and learn how successful start-ups used our cloud platform to release their product and serve customers from all around the world. In this short 1:1 chat, you’ll listen more directly from start-up Chief Technology Officers (CTOs), not only about Azure, but also about their data-intensive solutions (featuring blockchain, and fin-tech stars!). Also, you’ll learn more directly from Microsoft where to go to have more information to start building in the cloud.
16:10 - 16:40
To Build or Buy an Orchestration Platform
Lochan Sim (Payoneer)
During this session Lochan would like to take a deep dive into why orchestration is becoming the new go to for payments and what the differences are of building up your very own orchestration platform or buying and having it done externally. How perhaps in the past it might have made more sense to build, however with changing times it might make more sense now to buy.
11:00 - 11:20
Fireside chat - Why Are Big Banks Entering Crypto?
Moderator: Bozidar Pavlovic & Nikola Skoric (Electrcoin)
Crypto is exploding again. But this time, it’s not enthusiasts and retail investors, this time it’s big banks and investment funds who are leading the action. Three years after last all time high and two years after losing 85% of its value, last week bitcoin broke its price record. What changed in those years? What is the fundamental value of crypto? And, why does crypto simply refuse to die? Bozidar Pavlovic, Croatia’s foremost fintech maverick will try to get answer to those questions from Nikola Skoric, the face of Croatia’s crypto industry.
11:20 - 11:50
The Crypto Future: From Utopia to (Lacklustre) Adoption
Tim Draper (Draper Associates)
Blockchain, Bitcoin and all subsequent cryptocurrencies have swooped in as a revolutionary concept from Satoshi's white paper onwards. Promises of restructuring not only the financial sector but society itself were thrown around relentlessly in the years that followed. Since then the bubble has slightly deflated but some people claim the real deal is only about to happen. Tim Draper, besides being a globally famous VC, is an early crypto adopter and will give us his perspective on when, how, and which use cases can we expect for blockchain and cryptocurrencies to be ready for mass adoption in finance.
11:50 - 12:10
The PSP Is Dead, Long Live the PSP!
Lennart Koopmans (Magnius)
PSPs started as financial institutions, building their own technology and taking care of compliance. And these two disciplines are making it almost impossible to set up a new PSP nowadays. But this is all history. If you understand the opportunities of being in the transaction data flow and not particularly in the money flow, a world will open. Magnius will explain in this talk how you can be part of this ecosystem without a large technology or compliance team while still acting as a sophisticated PSP for your target clients.
12:10 - 12:55
Fintech as a Value Creator: Smaller Ecosystems Have a Horse in This Race
Moderator: Bozidar Pavlovic, Dzenan Lojo (TIS), Kristijan Luburic (venITure), Filip Šaravanja (Hanfa), Hrvoje Cosic (Aircash)
The size of the markets you are servicing impacts heavily the opportunities you are given. The size of the investments, the amount of talent and the overall business success. However, we see that appearances might be misleading as smaller environments seem to be disproportionately productive. In this panel we will discuss how to achieve this from both the perspective of the private sector and the regulator and see what are the challenges but also the advantages of such ecosystems.
12:55 - 13:30
Break
Everybody needs fuel, right?
13:30 - 14:00
Mission (Im)possible: Core Banking Outsourced
Dubravko Martinic (Serengeti)
A story about how mission impossible lost the „im“ prefix will be told by Dubravko Martinić, Program manager and one of Serengeti’s finest. Handling the core business system for a big European bank and sailing through smoothly is asking for a high level of engagement, going the extra mile when needed and being prepared for the unexpected. All of this combined with being aligned with the client 24/7, and relying on limited human resources made this mission quite challenging, yet not impossible.
14:00 - 14:45
Fintech Prophecies: Startups vs Banks or Startups and Banks
Moderator: Nikola Pavesic (Nikkei), Marijana Dumancic (LAQO), Mislav Javor (AMPnet), Josipa Majic (Revuto), Roberto Bitunjac (Sberbank)
Fintech has brought unprecedented innovation to financial services and pushed the markets towards open banking and payment facilitation but would the banks do it without startups? Will the disruptor startups surpass its older and bigger siblings? Or is collaboration the word of the day? This engaged panel representing both sides will answer how we got here and where should we be in 5 years from now.
14:45 - 15:05
Professional Traders in the Age of Retail Trading: How to Be at The Top of Your Game
Jason Berry (Positive equity)
Trading Bitcoin is a fools game for most people unless you are a pro. I am approached by people asking about how to trade Bitcoin/cryptos at every single conference slightly related to finance. I am asked by friends, friends of friends, what do you think of Bitcoin. And I tell people this, when the average Joe/Jane on the street is asking about something, the game is over, time to get out. For all investing, trading related activities, leave it to the professionals, or become a professional. I am a professional trader, I have tools and advantages that just aren’t in the minds of average people. I hire top people to trade my firm’s funds, trading our strategies and techniques on our trading floors in Zagreb, Split and Dublin.
15:05 - 15:25
Fireside chat - Findustrial Revolution: Reimagining and Rebuilding the Future of Money
Moderator: Nikola Pavesic (Nikkei) & Tina Mirceta (Mastercard)
Money is surely the concept at the core of our economies but how money is represented and its various forms and formats is an ever-evolving notion. The ongoing global pandemic has made us question some trends and double down on others and we will try to define them in this talk. Cashless societies, UX/CX, seamless payments are some of the ideas we need to look more in detail and the trends will hopefully emerge. Join us in this fireside chat to see and contribute on how to leverage cutting-edge technology to bridge the physical and digital worlds of money and payments.
15:25 - 15:55
Break
Some time to freshen up with classic cocktails, discuss your favorite speakers and meet people you haven’t had time to.
15:55 - 16:20
How Successful Startups Are Using Microsoft Azure: FintechOS
Lukasz Foks (Microsoft)
Code, collaborate, and ship securely—from anywhere, thanks to Microsoft Azure. Join our fireside chat and learn how successful start-ups used our cloud platform to release their product and serve customers from all around the world. In this short 1:1 chat, you’ll listen more directly from start-up Chief Technology Officers (CTOs), not only about Azure, but also about their data-intensive solutions (featuring blockchain, and fin-tech stars!). Also, you’ll learn more directly from Microsoft where to go to have more information to start building in the cloud.
16:20 - 16:45
How 2020 Has Changed the Way We Invest
Michael Pötscher (Bitpanda)
Investing in 2019 feels a lot like investing back in 2009: A poor user experience, unnecessary bureaucracy and high entry costs to name just a few pain points. The key to achieving the re-invetion of investments is digitalization and tokenization. The road to mainstream crypto adoption has already begun as institutions have stepped in in a big way. Moreover, institutional crypto involvement is rising as the demand for Bitcoin soars amid the Coronavirus crisis. Bitpanda is Europe's leading investment platform that breaks the routine in the financial world with the aim of enabling everyone to invest - no matter the background. By doing so, the company is democratizing access to capital markets.
16:45 - 17:10
Closing ceremony
A look back onto these two days, a few closing words and a warm goodbye until the next year.
Startup CHALLENGE
Elevator Lab is a leading fintech partnership program powered by Raiffeisen Bank International. They have been searching all year to find the most innovative upcoming fintech solutions, in order to jointly develop tomorrow’s banking business.
After a gruelling testing and pitching process three finalists have been selected, and will pitch once more on the Shift Money stage, for the chance to take the title of this year’s most promising Fintech.
We care about your stay
Accomodation and transport
If you're wondering where to stay and how to get to Zagreb, we've included here four websites that you can use to plan your trip.
Rob Frohwein
Rob Frohwein
CEO & Founder of Kabbage
"I love the conference. The energy at the Shift conference is better than energy I’ve seen at most conferences out there. I think it’s here to last and stay."
  • Badge pickup
  • Food Service
  • Hybrid
  • Serving Staff
Shift Money 2020
Sponsors
Megabyte
Our mission is to empower every person and every organization on the planet to achieve more.
Read more >
Mastercard is a global technology company in the payments industry. By innovating new ways to make transactions safe, simple and smart, our goal is to power and connect an inclusive, digital economy that benefits everyone everywhere. Using secure data and networks, our products and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. With connections across more than 210 countries and territories, we envision a sustainable world that unlocks priceless possibilities for all.
Read more >
Infobip is a global cloud communications platform that enables businesses to build connected customer experiences across all stages of the customer journey at scale, with easy and contextualized interactions over customers’ preferred channels.
Read more >
Raiffeisenbank Austria d.d. Zagreb (RBA) began operating in 1994 as the first bank in Croatia to have been founded with foreign Capital. Being wholly-owned by Raiffeisen Bank International based in Vienna, RBA is part of a strong international financial group.
Read more >
Serengeti is an international nearshoring and offshoring software development consulting company. Its core business is based on Team extension model as they cover the whole development lifecycle. This means that Serengeti is benefiting its clients not only through consulting, but also through development. It provides enterprises with purpose-built scalable, flexible, stable teams of software engineers, providing them with nothing less than turnkey solutions coming from years of expertize and ever growing knowledge and skills. Serengeti is a proud carrier of Clutch reward for being among Top 5 B2B companies in Croatia.Aside from that, it was recognized twice by Deloitte as one of the 50 fastest growing technology companies in Central Europe.
Read more >
For us, crypto stands for freedom, fairness, and fulfillment. That’s why we created an easy and enjoyable experience that allows everyday people to purchase, store, send, and receive #cryptocurrencies. Because we believe everybody deserves #crypto.
Read more >
Kilobyte
Asseco SEE group is one of the biggest IT companies in the area of production and implementation of its own software solutions and services in the region of South Eastern Europe, Turkey, Spain, Portugal, Andorra, Colombia, Peru and Dominican Republic. The Company provides ICT solutions for various industry verticals including the financial sector, payment sector, public administration and telecoms.
Read more >
Electrocoin is a cryptocurrency brokerage and crypto-payment processing fintech company based in Zagreb, Croatia. Its core business involves selling and buying cryptocurrency from both retail and institutional clients, as well as facilitating cryptocurrency payments for merchants. Electrocoin just ranked 6th in this year’s Deloitte’s “Fast 50 Central Europe” program, a selection of the highest growing tech companies from 16 countries, from Estonia and Poland to North Macedonia. . Electrocoin’s own payment processing platform Paycek.io offers merchants quick access to crypto payments that get automatically converted to local currency.
Read more >
An IT consultancy and software development company with its HQ in Germany and offices in Croatia and Turkey. Founded in 2016 venITure became one of Germany’s leading Atlassian Platinum & Enterprise Solution Partner’s. In 2019 Atlassian announced that venITure received the Atlassian Partner of the Year 2019: Rising star EMEA. In 2020 venITure officially announced their partnership with Infobip to help companies through digital transformation with tech and messaging solutions. Infobip is a global leader in omnichannel communication and the first Croatian unicorn.
Read more >
Full-service investment, billing and trading solutions for new and existing energy communities.
Read more >
Aircash enables quick and simple payments between people. People use their mobile apps for preparing payments and cash deposits and withdrawals are made at retail sites. The whole process is as easy and quick as texting. It is a hassle-free for users as they need no credit cards or bank accounts.
Read more >
Magnius is offering a white label Intelligent Payment Platform for Banks, PSPs and merchants allowing them to serve their customers with competitive and innovative payment products.
Read more >
Byte
Official Card Partner
Mastercard
Official Banking Partner
RBA
Sneaker Partner
Pluggi
Crypto-Exchange Partner
Kriptomat
Beverage Partner
Dalmacija vino
Technology Partner
T-com
Coffee Partner
T-com
Media Partners
Life Savers
Infobip
Autodesk
Microblink
Barrage
Aduro Idea
ICT Županija
PseudoCode
Five
ARSfutura
Nanobit
Infinum
qSoftware